McCormick Ranch, Paradise Valley and Scottsdale real estate and homes for sale in Arizona - Shauna Hooker, REALTOR® REALTOR® Logo - NUMBER1EXPERT™ NUMBER1EXPERT™ Logo
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All agents are NOT alike! Find out why I am a top real estate expert. Call me at 480-607-3393 and find out more about Scottsdale AZ Real Estate!

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TripleCalc
Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
Shauna Hooker is one of The Top Selling Real Estate Experts™
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School Reports
See the nation's top rated reports for Schools in McCormick Ranch, Paradise Valley and Scottsdale >


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Mortgage Calculators
Welcome > Resources > Mortgage Calculators > Buying Points ...

The Best Mortgage Calculators On the Web! 

Please try my Java loan and mortgage calculators. They take a minute to load, but they are worth it! 

Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules. 

The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more. 

Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you... 

Will Buying Points Save You Money?

Should you buy points? Buying points when you close your mortgage can reduce its interest rate, which in turn reduces your monthly payment. But each "point" will cost you 1% of your mortgage balance. This calculator helps you determine if you should pay for points, or use the money to increase your down payment. Click on the "View Report" button to review your information.

This Financial Calculator requires a Browser with Java Support



Definitions

Term
Number of years for this mortgage. Most common terms are 15 years and 30 years.

Mortgage amount
Total balance for your mortgage.

Interest rate
Annual interest rate for this mortgage without purchasing any discount points.

Years in home
The number of years you expect to live in this home or the number of years before you refinance your mortgage.

Principal and interest
Monthly principal and interest (PI) for this mortgage.

Points rate
Annual interest rate for this mortgage with discount points.

Points
The number of discount points you need to receive the lower rate. Each point costs 1% of your mortgage amount.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.



School Reports in McCormick Ranch, Paradise Valley and Scottsdale, Arizona
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

Arizona Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in McCormick Ranch, Paradise Valley and Scottsdale 



Real Estate Tips
Closing or Settlement >Net Sheet for Sellers

When you consider what price you should accept when selling your home, there are two important factors that will influence your decision. The first factor is the basic sales price. The second, and more important, is the amount you will actually receive from the proceeds at the closing.

Your real estate agent will prepare a seller's "net sheet" showing what your expenses will be. This will aid you in determining who pays what and when. It can help you to focus on the details of the sale.

A seller's expenses will include brokerage fees, real estate settlement fees, title insurance fees and special assessments. In some cases the buyer may ask you to pay some of the loan fees. Local real estate taxes will be pro-rated for you and the buyer, and you may be asked to place funds in escrow for payment of your final water bill. Subtract your mortgage balance any home improvement loans and other liens against the property that will be paid at the closing to come up with your final figures.

Your real estate agent can go over all of these factors with you when you list your home for sale and again as offers come in.

See All Tips In The "Closing or Settlement" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
Which house over 100 years old still holds the title as the largest house in the U.S.?

A 
The 250-room Biltmore House in Asheville, NC, built 1890-1895 at a cost of $4.4 million, is the largest house in the US.
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Shauna Hooker, REALTOR®, real estate agent and broker for McCormick Ranch, Paradise Valley and Scottsdale, Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Shauna Hooker
Realty Executives

8662 E. Via De La Escuela
Scottsdale, AZ. 85258
Phone: 480-368-5520
Fax: 480-607-3319
Email: shaunahooker@NUMBER1EXPERT.com

Contact me with confidence! AND... Please be assured that I offer the services on my site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in Scottsdale Arizona or the surrounding area within your price range. I specialize in Scottsdale and Paradise Valley, and have assisted buyers and sellers with many home transactions in McCormick Ranch, Gainey Ranch, Grayhawk, Troon North, Cave Creek, Scottsdale Mountain, Scottsdale Ranch, Ancala and more. My clients' needs always come first and I am dedicated to making your real estate experience both successful and enjoyable. Please call me and let's find your great Scottsdale or Paradise Valley home.

ABRCRSEqual HousingGRIREALTOR


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